How much is a home worth in ZIP code 39532?

The typical home in 39532 is worth $272,755, based on the Zillow Home Value Index.

Are home values rising in 39532?

Home values in 39532 are up 2.4% over the past year, and up 4.1% a year over five years.

What is the typical rent in 39532?

A typical home in 39532 rents for about $1,378 a month, a gross rental yield of 6.1%.

What is the property tax rate in 39532?

The effective property tax rate in 39532 is 0.6% — roughly $1,566 a year on a typical home.

ZIP code 39532 has a population of 36,662 and a median household income of $68,710.

HousingHandbookReference data

…

U.S. ZIP Code · MS39532

Harrison County · Gulfport-Biloxi, MS

Typical home value

$272,755^[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year: +2.4%
5-year / yr: +4.1%
10-year / yr: +4.6%

Relative price

vs U.S.: -4.0%
vs metro: +24.9%
vs state: +79.6%

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 39532 is worth $272,755 — 24.9% above the Gulfport-Biloxi, MS median. Over the past year, values have risen 2.4%. Homes here rent for a typical $1,378 a month — a 6.1% gross rental yield. The effective property tax rate is 0.6%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent: $1,378^[2]
Gross yield: 6.1%^[2]
Cap rate: 3.6%^[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate: 0.6%^[3]
Typical annual tax: $1,566^[3]

#Climate risk

FEMA National Risk Index ratings for Harrison County. "Not Applicable" means the hazard does not threaten the county.

Overall risk: Relatively High^[4]
Riverine flood: Relatively Moderate
Coastal flood: Relatively High
Wildfire: Relatively Moderate
Drought: Relatively Low
Heat wave: Relatively Moderate
Hurricane: Very High
Tornado: Relatively High
Earthquake: Relatively Low
Winter weather: Relatively Moderate

#Who lives here

Population: 36,662^[3]
Median household income: $68,710^[3]

#Migration

Household moves in and out of Harrison County over a year, from IRS tax-return data.

Net migration: +73^[5]
Moved in: 6,408
Moved out: 6,335

Schools

Open public schools in this ZIP, from the NCES Common Core of Data.

Public schools: 8
Elementary: 4
Middle: 1
High: 3

BILOXI HIGH SCHOOL
High · Grades 9–12 · BILOXI PUBLIC SCHOOL DIST
1,697 students
DIBERVILLE SENIOR HIGH SCH
High · Grades 9–12 · HARRISON CO SCHOOL DIST
1,474 students
BILOXI JUNIOR HIGH
Middle · Grades 7–8 · BILOXI PUBLIC SCHOOL DIST
880 students
NORTH WOOLMARKET ELEMENTARY AND MID
Elementary · Grades K–8 · HARRISON CO SCHOOL DIST
812 students
NORTH BAY ELEMENTARY SCHOOL
Elementary · Grades K–4 · BILOXI PUBLIC SCHOOL DIST
726 students

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Home value$Monthly rent$

Gross yield6.1%

Net yield (after ~40% expenses)3.6%

Annual rent$16,533

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Home price$Down payment%Interest rate%Loan termyears

Monthly payment$1,379

Loan principal$218,204

Down payment$54,551

Total interest paid$278,307

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Home price$Monthly rent$Down payment%Mortgage rate%Property tax rate% / yrMaintenance% / yrRule of thumb: 1% of home value per year.

Own : rent ratio1.26

Monthly cost to own$1,736

Monthly rent$1,378

Renting is meaningfully cheaper month-to-month.

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation: 29th percentile^[1]
Rental yield: 0th percentile^[2]
Property tax: 38th percentile^[3]

Frequently asked

How much is a home worth in ZIP code 39532?: The typical home in 39532 is worth $272,755, based on the Zillow Home Value Index.
Are home values rising in 39532?: Home values in 39532 are up 2.4% over the past year, and up 4.1% a year over five years.
What is the typical rent in 39532?: A typical home in 39532 rents for about $1,378 a month, a gross rental yield of 6.1%.
What is the property tax rate in 39532?: The effective property tax rate in 39532 is 0.6% — roughly $1,566 a year on a typical home.
Who lives in 39532?: ZIP code 39532 has a population of 36,662 and a median household income of $68,710.

#Comparable ZIPs

Same metro, nearest typical home value. Each card shows the comparable ZIP's headline numbers so you can scan at a glance.

39565 vs 39532 →
Vancleave CDP, MS
Typical home
$271,750
Gross yield
—
39564 vs 39532 →
Ocean Springs, MS
Typical home
$267,374
Gross yield
7.7%
39525
Diamondhead, MS
Typical home
$247,011
Gross yield
—
39571
Pass Christian, MS
Typical home
$305,381
Gross yield
—
39574
Saucier CDP, MS
Typical home
$239,619
Gross yield
—
39520
Bay St. Louis, MS
Typical home
$238,854
Gross yield
6.7%

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Pit ZIP 39532 against any other ZIP — full side-by-side table.

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#Jump to section

U.S. ZIP Code · MS39532

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