How much is a home worth in ZIP code 39564?

The typical home in 39564 is worth $267,374, based on the Zillow Home Value Index.

Are home values rising in 39564?

Home values in 39564 are up 1.0% over the past year, and up 5.6% a year over five years.

What is the typical rent in 39564?

A typical home in 39564 rents for about $1,720 a month, a gross rental yield of 7.7%.

What is the property tax rate in 39564?

The effective property tax rate in 39564 is 0.7% — roughly $1,966 a year on a typical home.

ZIP code 39564 has a population of 43,240 and a median household income of $78,596.

HousingHandbookReference data

…

U.S. ZIP Code · MS39564

Jackson County · Gulfport-Biloxi, MS

Typical home value

$267,374^[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year: +1.0%
5-year / yr: +5.6%
10-year / yr: +5.7%

Relative price

vs U.S.: -5.9%
vs metro: +22.4%
vs state: +76.0%

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 39564 is worth $267,374 — 22.4% above the Gulfport-Biloxi, MS median. Over the past year, values have risen 1.0%. Homes here rent for a typical $1,720 a month — a 7.7% gross rental yield. The effective property tax rate is 0.7%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent: $1,720^[2]
Gross yield: 7.7%^[2]
Cap rate: 4.6%^[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate: 0.7%^[3]
Typical annual tax: $1,966^[3]

#Climate risk

FEMA National Risk Index ratings for Jackson County. "Not Applicable" means the hazard does not threaten the county.

Overall risk: Relatively Moderate^[4]
Riverine flood: Relatively Moderate
Coastal flood: Relatively High
Wildfire: Relatively Moderate
Drought: Relatively Low
Heat wave: Relatively Moderate
Hurricane: Relatively High
Tornado: Relatively Moderate
Earthquake: Very Low
Winter weather: Relatively Moderate

#Who lives here

Population: 43,240^[3]
Median household income: $78,596^[3]

#Migration

Household moves in and out of Jackson County over a year, from IRS tax-return data.

Net migration: +205^[5]
Moved in: 3,905
Moved out: 3,700

Schools

Open public schools in this ZIP, from the NCES Common Core of Data.

Public schools: 11
Elementary: 5
Middle: 3
High: 3

OCEAN SPRINGS HIGH SCHOOL
High · Grades 9–12 · OCEAN SPRINGS SCHOOL DIST
1,951 students
ST MARTIN HIGH SCHOOL
High · Grades 9–12 · JACKSON CO SCHOOL DIST
1,320 students
OCEAN SPRINGS UPPER ELEMENTARY SCHO
Middle · Grades 4–6 · OCEAN SPRINGS SCHOOL DIST
1,271 students
OCEAN SPRINGS MIDDLE SCHOOL
Middle · Grades 7–8 · OCEAN SPRINGS SCHOOL DIST
964 students
ST. MARTIN MIDDLE SCHOOL
Middle · Grades 6–8 · JACKSON CO SCHOOL DIST
949 students

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Home value$Monthly rent$

Gross yield7.7%

Net yield (after ~40% expenses)4.6%

Annual rent$20,643

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Home price$Down payment%Interest rate%Loan termyears

Monthly payment$1,352

Loan principal$213,899

Down payment$53,475

Total interest paid$272,816

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Home price$Monthly rent$Down payment%Mortgage rate%Property tax rate% / yrMaintenance% / yrRule of thumb: 1% of home value per year.

Own : rent ratio1.01

Monthly cost to own$1,740

Monthly rent$1,720

Owning and renting are roughly even.

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation: 96th percentile^[1]
Rental yield: 27th percentile^[2]
Property tax: 88th percentile^[3]

Rankings

Top-10 lists this ZIP code appears on.

6th for most populous in MSView list →

Frequently asked

How much is a home worth in ZIP code 39564?: The typical home in 39564 is worth $267,374, based on the Zillow Home Value Index.
Are home values rising in 39564?: Home values in 39564 are up 1.0% over the past year, and up 5.6% a year over five years.
What is the typical rent in 39564?: A typical home in 39564 rents for about $1,720 a month, a gross rental yield of 7.7%.
What is the property tax rate in 39564?: The effective property tax rate in 39564 is 0.7% — roughly $1,966 a year on a typical home.
Who lives in 39564?: ZIP code 39564 has a population of 43,240 and a median household income of $78,596.

#Comparable ZIPs

Same metro, nearest typical home value. Each card shows the comparable ZIP's headline numbers so you can scan at a glance.

39565 vs 39564 →
Vancleave CDP, MS
Typical home
$271,750
Gross yield
—
39532 vs 39564 →
Biloxi, MS
Typical home
$272,755
Gross yield
6.1%
39525
Diamondhead, MS
Typical home
$247,011
Gross yield
—
39574
Saucier CDP, MS
Typical home
$239,619
Gross yield
—
39520
Bay St. Louis, MS
Typical home
$238,854
Gross yield
6.7%
39560
Long Beach, MS
Typical home
$236,393
Gross yield
7.0%

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#Jump to section

U.S. ZIP Code · MS39564

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