HousingHandbookReference data

U.S. ZIP Code · MS39565

Jackson County · Gulfport-Biloxi, MS

Typical home value

$271,750[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year
+2.3%
5-year / yr
+4.8%
10-year / yr
+4.9%

Relative price

vs U.S.
-4.3%
vs metro
+24.4%
vs state
+78.9%
ZIP 39565 location in MS
Location of ZIP 39565 in MS

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 39565 is worth $271,750 — 24.4% above the Gulfport-Biloxi, MS median. Over the past year, values have risen 2.3%. The effective property tax rate is 0.6%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent
[2]
Gross yield
[2]
Cap rate
[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate
0.6%[3]
Typical annual tax
$1,619[3]

#Climate risk

FEMA National Risk Index ratings for Jackson County. "Not Applicable" means the hazard does not threaten the county.

Overall risk
Relatively Moderate[4]
Riverine flood
Relatively Moderate
Coastal flood
Relatively High
Wildfire
Relatively Moderate
Drought
Relatively Low
Heat wave
Relatively Moderate
Hurricane
Relatively High
Tornado
Relatively Moderate
Earthquake
Very Low
Winter weather
Relatively Moderate

#Who lives here

Population
20,984[3]
Median household income
$87,739[3]

#Migration

Household moves in and out of Jackson County over a year, from IRS tax-return data.

Net migration
+205[5]
Moved in
3,905
Moved out
3,700

Schools

Open public schools in this ZIP, from the NCES Common Core of Data.

Public schools
5
Elementary
2
Middle
1
High
2
  • VANCLEAVE HIGH SCHOOL

    High · Grades 9–12 · JACKSON CO SCHOOL DIST

    745 students

  • VANCLEAVE LOWER ELEMENTARY

    Elementary · Grades K–3 · JACKSON CO SCHOOL DIST

    657 students

  • VANCLEAVE MIDDLE SCHOOL

    Middle · Grades 6–8 · JACKSON CO SCHOOL DIST

    548 students

  • VANCLEAVE UPPER ELEMENTARY

    Elementary · Grades 4–5 · JACKSON CO SCHOOL DIST

    345 students

  • JACKSON COUNTY VOCATIONAL CENTER

    High · Grades 10–12 · JACKSON CO SCHOOL DIST

    0 students

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Gross yield
Net yield (after ~40% expenses)
Annual rent

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Monthly payment$1,374
Loan principal$217,400
Down payment$54,350
Total interest paid$277,281

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Own : rent ratio
Monthly cost to own$1,736
Monthly rent

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation
67th percentile[1]
Rental yield
[2]
Property tax
46th percentile[3]

Frequently asked

How much is a home worth in ZIP code 39565?
The typical home in 39565 is worth $271,750, based on the Zillow Home Value Index.
Are home values rising in 39565?
Home values in 39565 are up 2.3% over the past year, and up 4.8% a year over five years.
What is the property tax rate in 39565?
The effective property tax rate in 39565 is 0.6% — roughly $1,619 a year on a typical home.
Who lives in 39565?
ZIP code 39565 has a population of 20,984 and a median household income of $87,739.

#Comparable ZIPs

Same metro, nearest typical home value. Each card shows the comparable ZIP's headline numbers so you can scan at a glance.

  • Biloxi, MS

    Typical home
    $272,755
    Gross yield
    6.1%
  • Ocean Springs, MS

    Typical home
    $267,374
    Gross yield
    7.7%
  • Diamondhead, MS

    Typical home
    $247,011
    Gross yield
  • Saucier CDP, MS

    Typical home
    $239,619
    Gross yield
  • Bay St. Louis, MS

    Typical home
    $238,854
    Gross yield
    6.7%
  • Pass Christian, MS

    Typical home
    $305,381
    Gross yield

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